Within self-directed investing, we offer two portfolios: Earn and Vault. Each is set up for a different approach. You can use them side by side and easily transfer your bitcoin between them. That way you keep control and flexibility.
Earn – Build up extra bitcoin
With Earn, you put your bitcoin to work. You lend your bitcoin to Amdax Yield B.V., a sister company of Amdax. In return, you receive a variable reward in bitcoin, currently around 0.7%* per year. You also pay no 0.6% service fee on your bitcoin in Earn. Together, that adds up to a benefit of around 1.3% per year. Your reward accrues daily and is credited at the end of each month.
You can’t trade or stake within Earn. You can always transfer your bitcoin, or part of it, from Earn to Vault and back. When you transfer back to Vault, there may be a delay of up to 7 days, depending on market conditions.
* The reward is variable, not guaranteed and depends on market conditions.
Please note: with Earn, you lend your bitcoin to Amdax Yield B.V. Earn is not supervised by the AFM under MiCAR. You can lose some or all of your investment. Be aware of the risks.
Vault – trade, stake, deposit and withdraw
Vault is your default portfolio. Your crypto is held by a separate foundation, fully segregated from Amdax’s own assets. We hold it 1:1 in our digital Vault and never lend it out. This gives you full control and immediate access. From Vault, you can trade crypto assets and earn extra rewards through staking. Vault has an annual service fee of 0.6%.
Please note: investing in crypto assets involves risks. Prices are volatile and you can lose some or all of your investment. Trade responsibly and stay informed about the risks.
What is the difference between Vault and Earn?
Earn and Vault are two portfolios within one environment:
- Earn is for building up extra bitcoin. You lend your bitcoin to Amdax Yield B.V., which lends it on to professional parties within a clearly defined risk framework. In return, you receive a variable reward in bitcoin and pay no service fee. Besides price risk, you also take on lending and counterparty risk. Trading and staking are not available.
- Vault is for storing, trading and optionally staking your crypto. Your crypto is always held 1:1 within the foundation and never lent out. An annual service fee of 0.6% applies.
Does Earn affect my crypto in Vault?
No. Earn and Vault are fully separate and run through different entities. Earn is offered by Amdax Yield B.V. Your crypto in Vault is held within the foundation and is never lent out. If you don’t use Earn, nothing changes in how your crypto in Vault is held or protected.
Using Earn and Vault side by side
You don’t have to choose. You decide how much bitcoin you put in Earn and how much you keep in Vault. You can transfer your bitcoin, or part of it, between Vault and Earn at any time.